LeaseVille Blog

Posted September 17th, 2019

 

MacBook Pro vs Surface Pro

Ever since Apple released the first MacBook, it seems as if it has been Apple’s world and we are just living in it. However, that might be about to change with the introduction of the Microsoft Surface Pro 6. Can a well-known 2-in-1 truly overtake a staple of the working world? Below is our handy little guide to this tech battle.

When looking for a new laptop there are only 3 key areas you really need to focus on, design, power and portability. Depending on what you are planning to use it for, these 3 areas can be of varying importance, but all are required for the best on the market tag.

 

Design

Over the last 12 years Apple have ultimately changed the way a laptop should look and feel. You’d need to forgive them for the mostly useless touch bar, but apart from that, they have not missed the mark with most models. The Surface Pro is trying to challenge the conventional laptop look but still can’t quite get away from the image of a premium level tablet.

Color-wise Apple are pretty consistent, the newer MacBook Air’s have come out with some differing colors, but the MacBook Pro is as silver as ever. The Microsoft Pro introduces us to the new look black design, which does give a sleeker look and sets it apart from most laptops on the market who are still stuck on silver or some iteration of gray.

When you open up both devices you get differing visuals and differing tactile performances. Only millimeters separate the bezels, but it does make a big difference. The MacBook Pro has a more pleasing screen feeling over the Surface Pro due to the thinner bezels. However, the Surface Pro makes up for this with a more tactile and usable keyboard (Keyboard costs extra – but is definitely worth it). In comparison, the MacBook Pro has a keyboard which feels over engineered, with sticky and thin keys, which give no tactile enjoyment when typing.

Purely on design we’d have to lean slightly toward the MacBook. Despite the keyboard issues, it is still the best-looking Laptop around. The Surface Pro is the best 2-in-1, design-wise, but lacks when solely looked at as a laptop.

 

Portability

Surface Pro, all the way. Is that simple enough or should we explain?

Ok, here is our reasoning for this short and sweet answer. It’s lighter than the MacBook Pro, coming in at just 1.7 pounds (2.4 with cover) and is thinner at just 0.33 inches! Being a 2-in-1 device, you would expect a higher level of portability, so this is not too much of a surprise. Additionally, the Surface Pro offers around 14 hours of normal use battery life. Compare that with the 10 hours the MacBook can offer, and you have yourself a workaholic commuter’s dream.

 

Power

So, arguably we saved the most important factor of them all until the end. It doesn’t matter how good looking or how thin and light your laptop is, because if it can’t do the work, then it is just a fancy paperweight.

The MacBook Pro with the touch bar comes in at a heftier price tag, but does provide an i5 processor, 8GB RAM and 256GB SSD storage. The CPU is newer and has a better performance than the Surface Pro. Although the entry level Surface Pro does not boast the same storage, coming in with i5 processor, 8GB RAM and 128GB SSD storage, it does just cost around $800, a significant saving. There are also options to increase the storage and vary the configurations, which would up the price to nearer the MacBook Pro, still, not bad!

Neither of these would be good for gaming, so if that’s your muse forget these machines, back away! Although the MacBook does have the Intel Iris Pro chip, making it slightly better than the Surface for gaming, neither of these really match up to specific gaming laptops.

 

There’s only one Pro worth buying

Despite our great affection for MacBook’s, this battle has to be given to the Surface Pro. It’s a 2-in-1 that actually succeeds as both the laptop and a tablet, which is rare! It lasts longer, is more portable and, probably most importantly, it’s much cheaper, even when configured to be just as powerful as the MacBook Pro. You win this round Surface Pro, but we have a feeling this battle will carry on for laptop generations to come.

 
Posted September 3, 2019
 

Our Helpful Buying Guide to Everything Apple

iPhone

You’ve probably all heard the comments about iPhone’s being all the same but they just up the price, right? Is that true? No. Depending on what you’re looking for, there is a perfect iPhone for you. Let’s take a look and what Apple can offer, to see if we can help you make the right decision for you.

 

iPhone XS max

 

iPhone XS & XS Max

The most expensive iPhone, starting at $78/Bi-weekly and rising up to $111/Bi-weekly, this must mean it’s the best around, correct? Well, yes and no. It runs the latest A12 Bionic processor, making the iPhones’ performance faster and more energy efficient. They are also equipped with the OLED screens which utilize stronger glass and even have dual cameras on the back of the phone. So yes, they are great devices and deserve to be top of the tree, but you can still get basically the same phone, for less, with the iPhone XR which we will go onto next.

iPhone XR

 

iPhone XR

Our favorite model and are biggest recommendation is the iPhone XR. Why? Well, firstly it comes in a vibrant range of colors to suit your taste. Secondly, the prices start out at just $60/Bi-weekly and rise to just $71/Bi-weekly on our site, making it a cost-effective option compared to the XS & XS Max. Finally, you get better battery life, the same A12 processor and the same style screen. Of course, there are some minor differences which set it a little further back such as the LCD screen, not OLED and one camera instead of having two. Apart from those differences you’re basically getting the iPhone XS for less, so its top of LeaseVille’s iPhone list.

iPhone 8

 

iPhone 8 & 8 Plus

The most powerful of the old design iPhones. If you still like the classic home button look and the ease of being able to navigate the screen with just one hand, then this is the iPhone for you. The processing speed and the battery life is still very good comparatively and Apple will continue updating the software for a good while to come yet. If you are just looking for a cheaper but still very functional iPhone, with prices starting at $52/Bi-weekly, the 8 and 8 Plus are perfect.

 
 
Posted July 5, 2019

 

The Secret Way to Improve Your Credit (the credit agencies won’t tell you)

If you understand how credit agencies work you can make some changes that will really help improve your score. We’ll share our secret that takes advantage of the credit reporting rules to make your next big purchase disappear from your credit score. Helping you immediately improve your credit health. 

According to Experian, one of the top 3 credit agencies, there are several actions that can improve your credit. A credit score reflects credit payment patterns over time, with more emphasis on recent information. And there is the good news, what you do now counts more than what happened over a year ago. 

Your credit score is mainly based on the following factors,

  • Payment history (such as account payment information. Bankruptcy, judgments, collection, the severity of delinquency and etc)
  • Amounts owed
  • Length of credit history
  • New credit
  • Types of credit used (credit card, installment, loans, mortgage and etc)

Most consumers get into trouble because they miss important payments or they get overextended with credit products.  Here are the simple things to do that the Credit Agencies recommend:

1) Pay Your Bills on Time

This sounds like an obvious answer, but you’d be surprised at how many people often believe that the odd backed-up bill here and there does not matter. Reliability, when it comes to regular bills, is a very important factor when credit companies are looking at predictors of future payment patterns. Skip on a few bills and you’ll slowly see your credit score fall, so keep on paying those bills!

2) Open New Credit Lines, Only as Needed

Try not to open too many credit lines at a time, as it probably won’t end up helping your score. Opening lots of credit lines could decrease your score due to too many hard inquiries or simple temptation to spend all that credit. Simplicity is key, try to keep to just having a few credit cards, so you can keep on top of any payments and spread out your amount of credit. 

One benefit with rent to own that helps with your credit is you can get a product you need today on a payment plan but the transaction will not show up on your credit report. This is because rent to own is not a credit transaction.

3) Do Not Close Credit Cards That are Unused

Keeping Credit Cards that are largely unused is actually a great way to improve your credit score. As long as these cards do not cost you in annual fees then it’s a great way to keep your credit line high and therefore decrease your credit utilization ratio. If you close these cards, then you’ll still owe the same amount but just have a lower credit line in total, therefore increasing the credit utilization rate.  

4) Ask for Credit Line Increases

If you’ve got a few credit cards and generally keep low balances (Less than 30% utilization), then ask for a credit increase. Credit Card companies will usually allow increases for customers who show that they make their payments on time and keep their balances low, so don’t be afraid to ask. Increasing your credit line will help keep your credit utilization rate low, which in turn will help improve your credit.

Remember: Always check when asking for an increase if the credit card company will need to do a hard inquiry if so, avoid this at all costs. Only increase your credit line if it’s a soft inquiry or no inquiry at all on your credit. 

We hope these tips help in your mission to improve your credit score, good luck!

 

Posted September 3, 2019

The Best Cameras for Beginners


Image Blog
 
 
There are so many cameras to choose from, which is the best for beginners? Here at LeaseVille, we get that question asked a lot and here is some info that may help you find the right camera for you.  
 
If you're new to photographty, you're probably asking yourself, "So what's the best entry-level camera right now?" There's only so much you can learn from a fixed-lens compact camera and only so much you can achieve with a smartphone, so anyone ready to take their next steps in photography needs an affordable DSLR camera or mirrorless camera. We're proud to offer a huge assortment of camera at affordable payments but it can be a bit overwhelming choosing the right one so we thought we'd help break things down a little for you. And the best thing with LeaseVille is that after your final lease payment or if you pay off your lease early, the camera is yours to keep!
 
These cameras have much larger sensors than smartphones and point-and-shoot compact cameras, and they take interchangeable lenses, so you can experiment with a much wider range of photographic styles and subjects as you learn.
 
For example, if you need a camera for everyday shooting, you’ll want something as light as possible. The lighter (or smaller) the camera, the more likely you are to take it with you where you go, which is where the best mirrorless cameras have the advantage. If size doesn't matter, or you want bigger lenses, consider a DSLR like the Nikon D5600 or D3500.
 

Let's begin by reviewing some of the advantages of DSLR Cameras vs point and shoot or phone cameras:

 

  • Better image quality than point and shoot cameras. A DSLR camera typically has a much bigger sensor than a point and shoot camera – a point and shoot typically has a sensor area that is only about 3-5% of a full frame DSLR sensor. Having a big sensor helps to get images that have much less noise (noise is the grain you typically see in a picture) and much better overall image quality.
  • Better sensitivity to light. With less noise, you can work in dark or dim environments and take pictures that you wouldn't be able to with a traditional point and shoot camera.
  • Focus and shutter speeds. With DSLR cameras, they focus very quickly and take multiple shots per second. Professional DSLRs can capture up to 10 frames per second.
  • Ability to use difference lenses. You can use many different types of lenses depending on your needs. We offer a wide range of lenses on LeaseVille, you can view them here.
  • You see what you shoot. DSLRs have reflex mirrors which means that you look through the lens instead of the see-through hold in the camera. This gives you great flexibility on how you take photos.
 
What to look for in a beginners camera:
 
If you take selfies or you are into vlogging, look out for a camera with a rear LCD screen that flips all the way round to face the front, like the Canon Rebel SL2
 
Do you want a camera just for stills, or video too? If you want to try your hand at vlogging, mirrorless cameras are your best bet because they usually have faster autofocus in 'live view' (using the screen). Flip-over LCD screens are also a must in the best cameras for vlogging, as this allows you to see exactly what you're recording as you present to the camera.
 
If you don't have a DSLR lens, make sure you choose a camera with a lens (not BODY only cameras) since ordering them seperately can be more expensive. We always recommend getting beginner cameras with 'kit' lenses, and if there's one in particular we think is better than the rest, we'll say so. Here are the 5 cameras we recommend for beginners:
 
 Image Blog

1. Canon EOS Rebel SL2 

The best all-round beginners camera right now, with potential to spare. 

With a compact and lightweight body, the black Canon EOS Rebel SL2 DSLR Camera provides users with a fully-featured system that won't weigh them down. Packed into the tiny body is a capable 24.2MP APS-C CMOS sensor and a DIGIC 7 Image Processor, both of which work together to create sharp, vivid images at native sensitivities up to ISO 25600 and extended sensitivities up to ISO 51200. Video shooting has received a boost with Full HD 1080p recording possible at up to 60 fps. The SL2 also manages some significant body upgrades, with the main addition being a 3.0" vari-angle touchscreen LCD for intuitive operation and the ability to work at odd angles with relative ease.

 

Type: DSLR | Sensor: APS-C | Megapixels: 24.2MP | Lens mount: Canon EF-S | Screen: 3in vari-angle touchscreen, 1,040,000 dots | Max burst speed: 5fps | Max video resolution: 1080p (Full HD) | User level: Beginner