Terms of Service

Effective Date: August 27, 2024
Last Updated: April 17, 2025

Agreement Between User and LeaseVille

LeaseVille, its divisions, subsidiaries, and/or affiliates (collectively, “LeaseVille,” “we,” or “us”) provide website features, lease-to-own services, and related products to you when you:

• Visit or shop at any LeaseVille website
• Use LeaseVille services online or through mobile applications
• Manage your account, make online payments, or request support electronically

By accessing LeaseVille, you agree to these Terms of Service and consent to our Privacy Policy. If you do not agree, please do not use our services.

Privacy

We respect your privacy. Our data handling practices are described in our Privacy Policy. By using LeaseVille, you consent to the collection and handling of your personal information as outlined in that policy.

No-Credit-Needed Lease Application

No credit is needed to apply, but approval is not guaranteed. By applying, you authorize us to evaluate your eligibility using the information you provide along with data from third-party sources, including alternative credit bureaus, financial data partners (e.g., Plaid and Stripe), and identity verification providers.

LeaseVille takes identity verification and fraud prevention seriously. We utilize advanced fraud detection technologies and work with national fraud databases and reputable identity verification providers to detect and prevent suspicious activity. In certain cases, we may require additional documentation to verify your identity. Identity theft is a federal offense. LeaseVille cooperates with law enforcement agencies and established fraud prevention networks to investigate and pursue any suspected fraudulent activity. Our goal is to protect the integrity of our platform and the security of all customers.

Once you submit your lease application, LeaseVille’s system will provide an automated decision. If approved, the approval is conditional and subject to verification of your identity, income, banking information, and other relevant details. This approval does not constitute a binding contract and may be revoked if verification is not successful.

Application Requirements

• Be at least 21 years old
• Have a valid SSN or ITIN
• Have a minimum income of $2,000/month
• Maintain an active checking account open for at least 90 days
• Provide a valid debit or credit card in your name for the initial lease payment

Account Review

We may request additional information to verify identity or eligibility. All automated approvals are subject to verification. Orders may be canceled if verification fails or the submitted information is inaccurate.

Lease Agreement and eSign

Once your application is approved, you must electronically sign your lease agreement to proceed. Your lease becomes effective only after you eSign the agreement and your first 2-week lease payment is successfully charged. The lease will begin on the date your first payment is processed, which occurs before your order is released for shipment or in-store pickup.

Your lease is a lease-to-own arrangement with no obligation to purchase. You may return the item at any time without penalty and cancel future payments, provided your account is current and the item is returned in good condition.

Ownership and Lease Structure

This is not a loan or credit transaction. LeaseVille retains ownership of the merchandise during the lease term. Ownership will transfer to you only after all lease payments have been completed or an early buyout option has been exercised. Until then, you are leasing the product from us.

Lease Term and Payments

Lease agreements generally span 12 months. Payments begin with the first 2-week lease payment, which is charged to your card upon signing. Subsequent payments are automatically debited from your linked bank account based on the payday schedule you select.

Early Purchase Options

You may buy out your lease at any time. The 100-Day Purchase Option offers the lowest cost but may still exceed the retailer’s cash price. Additional early buyout options are available beyond 100 days and are disclosed in your lease agreement.

Missed Payments

If your payment method fails or sufficient funds are not available, we may attempt to reprocess the payment as permitted by applicable law and network rules. You agree to keep your payment methods accurate and up to date. Failed or missed payments may result in additional reattempts, applicable return or processing fees, and may lead to suspension or termination of your lease. If your lease is terminated due to non-payment, you must return the leased merchandise to us in good condition. Failure to do so may result in collection actions or other recovery efforts as permitted by law.

Returns and Cancellations

You may return leased items anytime to cancel the lease without further obligation. Items must be returned in good condition. You are responsible for all lease payments incurred until the return is processed.

Modification of Terms

We reserve the right to update these Terms at any time. Your continued use of LeaseVille after any changes signifies your acceptance of the updated Terms.

Third-Party Links

LeaseVille may contain links to third-party websites. We are not responsible for the content or practices of these sites. Use them at your own discretion.

Registration and Tracking

By using LeaseVille, you consent to our use of cookies, tracking pixels, and similar technologies to personalize your experience and improve functionality. These tools may collect device and browsing data.

No Unlawful or Prohibited Use

You agree not to misuse LeaseVille or use it for any unlawful, fraudulent, or prohibited purpose.

User Content

Users may submit content (e.g., reviews, comments), provided it is not illegal, infringing, or harmful. By submitting content, you grant LeaseVille a non-exclusive, royalty-free license to use, display, and distribute your content for marketing or operational purposes.

Copyright and Trademarks

All content and materials on LeaseVille are the property of LeaseVille or its licensors and are protected by copyright, trademark, and intellectual property laws. Unauthorized use is prohibited.

Infringement Claims

If you believe your intellectual property rights have been violated, contact:

LeaseVille
1925 Century Park East, Suite 1700
Los Angeles, CA 90067
Email: [email protected]

Termination

We may suspend or terminate your LeaseVille account or services if you violate the terms of your lease agreement, fail to make required payments, or engage in fraudulent or abusive activity. In most cases, we will attempt to provide notice before suspending or terminating your access, but we reserve the right to act without prior notice when necessary to protect our business or customers.

If your lease is terminated, you must return the leased merchandise in good condition. Failure to do so may result in recovery actions.

Your Account

You are responsible for maintaining the confidentiality of your LeaseVille account credentials. You agree to be held liable for all activity that occurs under your account. LeaseVille does not lease to individuals under 21 years of age.

Disclaimer of Warranties

All content and services are provided “as is.” We make no warranties regarding the availability, accuracy, or reliability of the website or services.

Limitation of Liability

To the fullest extent permitted by law, LeaseVille shall not be liable for indirect, incidental, or consequential damages resulting from your use of the website or services.

Indemnification

You agree to indemnify, defend, and hold harmless LeaseVille from any claims, damages, losses, or liabilities arising from your use of LeaseVille or your violation of these Terms.

Arbitration and Class Action Waiver

Any dispute arising out of these Terms must be resolved through binding arbitration. By agreeing, you waive the right to bring or participate in a class action lawsuit or jury trial. You may bring individual claims in small claims court if eligible.

Arbitration Procedures

Arbitration will be administered by the American Arbitration Association (AAA) under its Consumer Arbitration Rules. Arbitration may be conducted in your county, by phone, or based on written submissions.

Governing Law

These Terms are governed by applicable federal laws and the laws of the State of California. Any legal action shall be brought exclusively in courts located in Los Angeles, California.

Communications

By using LeaseVille, you consent to receive communications from us via email, text, and other electronic means. Standard message and data rates may apply.

SMS/Call Consent

You may receive autodialed or pre-recorded messages for marketing or account-related notifications. You can opt out by replying STOP to any text message. Delivery is not guaranteed.

Export Policy

LeaseVille only leases to consumers located in the United States and does not export products. You agree not to use our services in violation of U.S. export control laws or sanctions.

Entire Agreement

These Terms, together with our Privacy Policy and applicable lease agreements, constitute the complete agreement between you and LeaseVille regarding your use of the website and services.

Contact Us

LeaseVille
1925 Century Park East, Suite 1700
Los Angeles, CA 90067
Email: [email protected]
Phone: 888-428-5520