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Shop thousands of top selling electronics, appliances, fitness equipment, furniture and more. Simply add the item(s) to your cart, register your account and continue to checkout
At the end of checkout, fill out our online application and get a decision instantly. You can qualify for a spending limit up to $3,500.
Once you're approved, proceed to review and eSign your lease agreement. After you eSign and the initial payment clears, you're all set. We will email you pick-up or delivery instructions
After you receive your order, the periodic rental payments will start. Rent it as you go, own it with the final payment or early buyout, or return & cancel the monthly contract anytime.

Why LeaseVille?

LeaseVille offers a smarter way to shop—get the products you want today and lease over time with a flexible lease-to-own plan. Whether you're shopping for the latest electronics, appliances, or power tools, LeaseVille makes it easy and affordable—with no credit needed and no long-term commitment. Every product is brand new and factory sealed.

  • A+ BBB Rating – A trusted leader in online lease-to-own.
  • 4.6-Star Customer Reviews – Real stories from happy customers. Read Reviews

Why Lease Instead of Buy?

Buying retail may be cheaper if you can pay upfront—but for many, that’s not realistic, especially for big-ticket items. LeaseVille offers a smarter alternative: get what you need now and rent as you go with affordable payments and the freedom to return or own the item on your terms. Unlike traditional financing, LeaseVille is a rental service, not a loan, so there’s no debt, no interest, and no credit needed. The item remains LeaseVille’s property until you choose to own it, giving you unmatched flexibility.

What Makes LeaseVille Different?

  • No Credit Needed Approval: Our approval decision focuses on your income and bank history, not your credit score.
  • $0 Down Payment: Clear your first 2-week lease payment, and your item ships.
  • Flexible, No-Commitment Lease: Get what you need now and lease as you go. The item is yours to keep after leasing for 12 months (26 bi-weekly lease payments). You can also buy out early and save, or return the item anytime to end the lease—no penalties.
  • Proven Trust: A trusted leader in online lease-to-own.

Flexible Lease Options

LeaseVille is not financing—it’s a rental with the option to own, giving you control over how you pay and whether you keep the item. Our affordable and flexible lease options make it easy to decide what works best for you, without the burden of upfront costs or long-term debt.

  • Every Payment Builds Toward Ownership: All lease payments count toward the ownership price.
  • 100-Day Price: Pay the designated price within 100 days to own the item outright with no additional fees. While higher than retail, this lets you spread payments over time without needing the full amount upfront.
  • Early Buyout: After 100 days, get 50% off the remaining lease-to-own amount for significant savings.
  • Lease-to-Own: Lease for 12 months (26 bi-weekly lease payments), and the item is automatically yours.
  • Maximum Flexibility: Return the item anytime to cancel the lease—no penalties, no stress.

Clearing Up Misconceptions

Some assume LeaseVille’s lease-to-own is like traditional financing, credit, or Buy Now, Pay Later (BNPL) services—but these are apples-to-oranges comparisons. Here’s why:

  • Not Financing, It’s Rental: LeaseVille is a rental service with an option to own, not a loan. During the lease, the item remains LeaseVille’s property—you’re renting it until you either buy out early or complete the lease term. There’s no interest, no debt, and no credit needed.
  • Different from Credit, Financing, or BNPL: Credit cards, financing plans, and Buy Now Pay Later services are loans with fixed payments that often require credit checks. You own the item immediately but must repay the full amount—often with interest—creating debt. With LeaseVille, you rent as you go, can return the item anytime without penalty, and ownership is entirely optional.
  • 100-Day Price vs. Retail: Our 100-day price is higher than a retail store price because you have 100 days to pay it off instead of paying in full upfront. Every rental payment during that period applies toward the buyout price, so you can own the item anytime within 100 days by paying the remaining balance. If you can pay in full upfront, retail may cost less—but LeaseVille offers the flexibility many customers need.

LeaseVille is ideal for those who want affordable payments without taking on debt, no long-term commitment, and the freedom to decide later—whether that means returning the item or owning it on your terms.

How LeaseVille Works

  • Shop, Apply & Get Approved: Get an instant decision for up to a $3,500 shopping limit. Start Your Application
  • Review & Sign: Securely eSign your lease agreement and choose your start date.
  • Pick Up or Ship: Once your first 2-week lease payment clears, your item ships or becomes available for in-store pickup (if applicable).
  • Start Your Lease: Your second payment is due two weeks after delivery. Remaining payments are automatically deducted from your bank account or card every two weeks.
  • Manage Your Lease: Choose the option that works best for you:
    • Early Buyout: Pay off early and save—the sooner, the better.
    • Lease-to-Own: Lease for 12 months (26 bi-weekly lease payments), and the item is yours.
    • Return Anytime: Cancel your lease and return the item with no penalties.
  • Build LeaseVille Credit: On-time payments unlock valuable perks, including pre-qualification, higher shopping limits (up to $5,000), lower lease pricing, and access to exclusive offers.

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